COMMERCIAL REAL ESTATE LOANS
We know Real Estate Finance and seek to obtain customized finance solutions for property owners. Commercial real estate is considered property that is used solely for business purposes such as malls, office parks, restaurants, gas stations, convenience stores and office towers.
When we evaluate our clients commercial real estate loans requirements, our firm as well as the lenders will consider the loan’s collateral; the creditworthiness of the entity (or principals/owners), including three to five years of financial statements and income tax returns; and financial ratios, such as the loan-to-value ratio and the debt-service coverage ratio.